Your standard homeowners’ insurance policy may only go so far in protecting the expensive items that you cherish most. Don’t be left holding the bill when something happens. Protect your most precious property with First Tech 保险 Services scheduled personal property coverage. This additional coverage can help fill the gaps when other policies set a limit on certain valuables.  

Scheduled personal property insurance is the best way to ensure total coverage on high-value items like: 

• Engagement or wedding rings
• 其他珠宝
• 美术
• 乐器
• 相机和设备
• 电脑

This itemized coverage can give you some peace of mind knowing your belongings may be covered at the time of a loss. Offered as protection just for valuables, policies can be purchased separately. There is no deductible for most classes or types of property and the coverage insures against many risks. This is beneficial for more expensive articles that may not be covered or with values that exceed coverage that might be provided by a homeowners’ policy.