Car insurance isn’t just a legal requirement; it’s the ideal way to protect your financial future. 毕竟, paying a cut-rate premium for less-than-adequate coverage doesn’t save you any money if repairs and medical bills outpace your policy by tens of thousands of dollars – money that could come straight out of your pocket.
First Tech 保险 Services takes the time to understand your needs and put together the right coverage, 包括:
公司ludes both bodily injury and property damage liability coverage and is required in most states. 基本上, 如果你造成了事故, 伤害某人或损坏某人的财产, it can pay for covered damages and defend you in a lawsuit.
帮助s pay for damage to your vehicle that is not caused by a collision. For example, theft, vandalism, hitting a deer or other animal, storms and certain natural disasters.
帮助s pay for damage to your vehicle if your car hits another car or object, 被另一辆车撞了或者你的车翻倒了. This coverage is generally required if your car is financed or leased.
支付医疗费用, 工资损失(在某些情况下), 和其他损害, 无论谁在事故中犯了错. 在某些州可用.
Can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage.
帮助s pay for covered medical expenses for anyone injured while in your vehicle.
Can pay for a rental car if your car is damaged in a covered accident and is out of commission for more than 24 hours.
Costs less than many independent services and helps you feel at ease when you’re on the road.
Speak with a First Tech 保险 agent for help finding the best car insurance coverage for your unique needs. 今天就联系代理.
Your car insurance deductible is the amount you'll pay out of pocket before your insurance kicks in. The lower the deductible, the less you'll pay out of pocket if an accident occurs. Selecting a higher deductible may lower your 汽车 insurance premium, which is the amount you pay an insurance company to carry an insurance policy.
Your car insurance coverage limits are the most your insurance will pay if you have a claim. Choosing a higher coverage amount provides you additional protection if an accident occurs. The available coverage limits may vary by coverage type and state, which is why it’s so important to choose limits that meet your needs.
First Tech 保险 Services is here to help you protect the things that matter most to you. 我们是信用合作社所有的, full-service independent insurance agency with coverage options for home, 汽车, 生活和更多.
作为独立的保险代理机构, we do the work of comparing coverage options from multiple preferred insurance carriers to find best policies to fit your needs and budget. Some of our carriers even have discounts that are only available to First Tech members.