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船的贷款

你准备好惹是生非了吗?

First Tech’s fast and easy boat loans will get you on the water sooner.

低至 4.40% 4月 -了解更多

一对夫妇在驾船

为什么要从第一科技公司借船?

男人和孩子在船上
男人和孩子在船上男人和孩子在船上

我能弄到什么样的船?

We finance many kinds of freshwater and saltwater boats, 帆船, 以及内外汽艇. 我们也可以资助你的拖车!


显示船只类型的图片

提供的不仅仅是船贷.

船贷款计算器.

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我如何获得船贷?

You can apply for a loan online in just minutes, or by phone at 855.855.8805. 首先,检查你的信用. 如果一切正常, 包括你的债务收入比, determine how much you need to borrow and locate a loan that fits your needs.

我需要什么信息来申请?

You will need to provide basic demographic and employment information. We’ll also ask for information about the boat you are interested in buying or refinancing. 作为承保过程的一部分, 我们的贷款人可能要求提供收入证明, a copy of the sales contract or a marine survey report.

结案过程是如何进行的?

The buyer and seller do not need to visit a First Tech branch or be in the same place to close the loan. Once we receive the paperwork back from both parties, we will disburse funds in 1-2 business days. If the boat is currently financed, we will direct funds to the lienholder to pay off the loan. Otherwise, the funds will be paid to the seller by check.

 申请费和结案费?

The closing costs vary according to value added services provided. Minimum charges start at around $200 and increase subject to services provided. Vessels requiring US Coast Guard Documentation generally incur charges of about $800.

船舶保险包括哪些险别?

Boat insurance typically includes Liability, 没有保险的硬草帽, 医疗支付, 全面和碰撞保险. There are also additional coverages available that can be equally as important, 但你可能从没想过, 比如个人物品, 特种设备, 残骸清除, 和水拖. For more information, and to get a no-obligation quote, check out 第一科技保险服务.

多长时间会有结果呢?

Most loans are approved right away or within a business day, depending on the amount being financed and your overall credit and situation.

如果信用不好,我能得到船贷吗?

Securing a boat loan with bad credit is still possible. We have a full range of products to offer to all credit types. We will work with you to understand your unique situation.

How can I check the value of the boat I'm buying?

我们建议您访问 NADA指南船价值在线工具,由J驱动.D. 权力.

Can I finance the sales tax on my boat or RV purchase?

Yes, First Tech consider sales tax in the total price of the vessel.

我的贷款批准有效期是多久?

Approval and rate commitments are valid for 30 days.

What is the maximum term available for a boat or RV loan?

The maximum term we offer is 15 years or 180 months.

你资助的最老的船是哪艘?

We can finance boats up to 10 model years old. PLEASE NOTE: For Used Boat Loan (2-5 model years) add 0.50%到广告的新船贷款利率. For Older Used Boat Loan (6-10 model years) add 1.00%到广告新船贷款利率.

快捷方便的贷款审批

  • 网上贷款申请
  • 数字文件交付
  • 快速的贷款决策

安全,随时随地的帐户访问

  • 免费的手机应用程序
  • 免费的网上银行

你口袋里的钱更多了

  • 没有预付款的点球
  • 没有申请或发起费用
  • 没有年费